UnionBank Unlock More Treats Promo: Feb to June 2026

Make your everyday spending more rewarding with the UnionBank Unlock More Treats Promo. Whether you’re shopping online, dining out, or booking your next trip, you can turn your purchases into valuable eGift certificates. Simply register, meet the spend requirements, and unlock up to ₱25,000 worth of eGCs, perfect for your summer plans and back-to-school needs.

PROMO MECHANICS

Who Can Join
Step 1: Register
Step 2: Spend Anywhere
Bonus Rewards
Transactions
Reminders

This promo is open to primary UnionBank credit cardholders who:

Have received a unique Registration Code
Have an active card in good standing
Maintain available credit limit during the promo and redemption periods

Supplementary card transactions are counted toward the primary cardholder’s total spend.

Start: February 19, 2026
End: June 30, 2026
Redemption Period: August 11 to October 10, 2026

Registration Process

You must register to participate using your unique promo code. Only the principal cardholder can register.

Go to the UnionBank Treats Hub website
Using your unique promo code, register if you don’t have an account yet. Then log in.
Look for the Unlock More Treats from the list of promos available for you.
Click “JOIN” on the promo tile

Wait for the confirmation email to ensure you’re successfully registered

Shop Anywhere & Earn Rewards

Use your UnionBank credit card to accumulate spend during the promo period.

Qualified transactions include:

Retail purchases (local or international)
Online shopping
Dining and travel spend
PayEasy 0% Installment and PayLater
Bills payment via PayBills

Tier	Accumulated Spend	Reward (eGC)
1	₱75,000 – ₱149,999	₱750
2	₱150,000 – ₱449,999	₱1,500
3	₱450,000 and up	₱4,500

Rules:

Minimum single-receipt purchase:
- ₱1,000 for straight payment
eGC denomination: ₱500
Each tier reward can only be redeemed once; if you redeem Tier 1, you cannot claim higher tiers even if you qualify.

Earn more rewards on top of the base spend by focusing on select categories.

Booster Rewards (Category-specific spend):
Applicable for:

Travel (PHP transactions)
Online shopping (PHP)
Dining
PayEasy 0% Installment

Bonus Tier	Accumulated Spend	Reward (eGC)
1	₱75,000 – ₱149,999	₱2,250
2	₱150,000 – ₱449,999	₱4,500
3	₱450,000 – ₱999,999	₱13,500
4	₱1,000,000 and up	₱20,500

Reaching Tier 4 for the base spend and the bonus categories will earn you the maximum reward of ₱25,000 in eGCs

Qualified Transactions

Local and foreign retail purchases (straight)
Online or eCommerce transactions
In-store transactions or purchases
PayEasy 0% Installment, including PayLater
Bills payment via PayBills (using credit card)

Excluded Transactions

Cash advances
Balance transfers / EasyTransfer
Credit-to-cash / EasyCash
Existing installment amortizations and related payments
Bills payments via other platforms (non-PayBills or using debit/savings)
Auto-debit arrangements (except PayBills)
Mobile wallet or payment apps (e.g., GCash, PayMaya, GrabPay, PayPal, etc.)
Cryptocurrency, stock trading, forex, and similar financial transactions
Gambling or casino-related transactions
Wholesale, distribution, or multi-level marketing purchases
Mail Order/Telephone Order (MOTO) transactions
Payments to social media, cloud, or software providers
Business or professional service transactions
Credit card fees, charges, and protection plans
Cancelled, refunded, or disputed transactions

Transactions must occur after registration and within the promo period to qualify.

Tips to Maximize Rewards

Register early to include all transactions.
Track spend and bonus task completion in the eGC Hub.
Redeem your eGCs promptly to avoid expiry.

Key Reminders

Only the principal cardholder can register and redeem rewards
Supplementary cardholder’s qualified spend will be counted towards the principal cardholder
Cardholder is responsible for safekeeping eGCs and login links
Fraudulent activity may lead to disqualification and chargeback
Terms of use of each eGC are subject to merchant rules

If you already use your credit card for everyday spending, this promo is an easy way to get more value back. Just register, track your spend, and focus on bonus categories to maximize your rewards before the promo ends.

Don’t have a UnionBank credit card yet? Apply until March 2026 and get ₱5,000 after meeting the spending requirement.

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