RCBC Spend Anywhere Promo: April 2026 to June 2026

If you’re an RCBC credit cardholder, you can enjoy the Spend Anywhere Promo, where your everyday local purchases can help you earn up to ₱5,000 cashback, cash credits, or shopping credits, depending on your card type. As long as you meet the required spend during the promo period, your regular shopping, dining, and online local transactions may count toward earning rewards, no need to shop at specific partner stores.

PROMO MECHANICS

Who Can Join
Step 1: Register
Step 2: Spend Anywhere
Redemption
Transactions
Reminders

Eligible RCBC principal cardholders who received the unique registration code and PIN via email or SMS.

RCBC Credit Cards:

Mastercard
Visa
JCB
UnionPay

Note that cardholders with multiple RCBC credit cards will only receive one code and PIN. Only one registration is required.

Registration Cut-Off	Spend Period	Spend Tracker Update
May 10, 2026	April 27 – May 10	May 18, 2026
May 24, 2026	May 11 – May 24	June 1, 2026
June 7, 2026	May 25 – June 7	June 15, 2026
June 21, 2026	June 8 – June 21	June 29, 2026
June 30, 2026	June 22 – June 30	July 6, 2026

Registration Process

You must register to participate using your unique promo code and PIN. Only the principal cardholder can register.

Ways to Register:

Via eGC Hub (Online)

1. Visit the RCBC Spend Anywhere registration page.

2. Input your Unique Code and PIN. Solve the captcha and click Register.

3. Use the same code and PIN to log in. Once logged in, you will see the card brands you have. Click on each to track your qualified purchases.

Important Reminders:

Only transactions after registration are eligible.
Make sure your contact details in RCBC records are updated and correct.

Shop Anywhere & Earn Rewards

Use your qualified RCBC credit card to earn eGCs based on your total accumulated spend:

Tier	Accumulated Spend	Reward (eGC)
1	₱40,000 – ₱59,999	₱500
2	₱60,000 – ₱89,999	₱1,000
3	₱90,000 – ₱119,999	₱1,500
4	₱120,000 – ₱249,999	₱3,000
5	₱250,000	₱5,000

Track your purchases here

Redemption Process

Once you qualify by reaching the required accumulated spend within the promo period, your reward (cashback, cash rebate, or shopping credits depending on your RCBC credit card type) will be automatically processed, no separate redemption request is needed.
The earned reward will be credited directly to your RCBC Credit Card account on or before July 30, 2026 and will appear in your Statement of Account (SOA) as a credit.
You can use the credited amount to offset your purchases or outstanding balance, as it is automatically applied to your account once posted.

Qualified Transactions

Domestic, local straight purchases
In-store retail transactions
Online purchases from local merchants charged in PHP
Supplementary cardholder transactions (will be combined with the principal card’s spend)

Excluded Transactions

Transaction made before registration
International and foreign currency transactions
Travel bookings (e.g., hotels, resorts, travel agencies)
Cancelled or refunded transactions
Bills payments
Mobile wallet payments (GCash, GrabPay, PayMaya, etc.)
Stock trading
Gambling
Cash advances, cash loans, balance transfers, installment conversions

Transactions must occur after registration and within the promo period to qualify.

Key Reminders

Register early to include all transactions.
Only principal cardholders of the RCBC Credit Card are eligible to register and receive rewards.
Keep your registration details (Unique Code and PIN) secure, as these are required to access your promo account.
Rewards are subject to verification, and RCBC may reverse or forfeit rewards for cancelled, refunded, or invalid transactions.
The credit card must remain active and in good standing at the time of reward crediting, or the reward may be forfeited.
RCBC’s final decision on eligibility, qualification, and fulfillment will prevail with DTI concurrence.

The RCBC Spend Anywhere Promo is a simple way to turn your everyday local purchases into real rewards like cashback, cash rebates, or shopping credits worth up to ₱5,000. Just register, spend anywhere in the Philippines using your RCBC Credit Card, and reach the required spend to qualify.

With no need to shop at specific merchants, you can maximize rewards from your usual spending and enjoy added value from every qualified transaction within the promo period.

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