Chinabank Credit Cards

Chinabank Credit Cards For Travel

Chinabank Credit Cards For Rewards

Chinabank Credit Card For Cashback

Still deciding? You can explore our interactive comparison table where you can filter Chinabank credit cards by features such as rewards, installment options, or premium perks.

Looking for a card with travel benefits or flexible payment options? Simply use the dropdown filters to quickly find what suits your needs.

How to Choose the Right Chinabank Credit Card

Choosing the right credit card from Chinabank depends on your spending habits and financial goals.

• For Cashback: If you want to earn rebates on everyday spending, cards like the Chinabank Cash Rewards or Chinabank @home Visa Platinum are designed for regular expenses such as groceries and household purchases.
• For Rewards: If you prefer earning points, options like the Chinabank Freedom Mastercard or Chinabank Prime Mastercard let you accumulate rewards you can redeem later.
• For Travel: Frequent travelers can look into cards like the Chinabank Destinations Platinum or Chinabank World Mastercard, which offer travel-related perks such as lounge access and insurance coverage.
• For Premium Perks: If you want top-tier benefits, the Chinabank World Mastercard or Chinabank Wealth World Elite provide a more premium experience, including lounge access and enhanced privileges.
  
• For No Annual Fee: If you want to avoid annual fees, the Chinabank Freedom Mastercard, Landers Executive Visa Signature, and Chinabank Wealth World Elite all offer NAFFL options for long-term value.

Chinabank Rewards Points Converter

Ever wondered how much your Chinabank rewards points are really worth? Our Rewards Converter makes it easy to see their value, whether in cash credits or airline miles, in just a few seconds.

For example, if you’re earning points from your Chinabank card and planning to convert them into miles, whether for Mabuhay Miles, Asia Miles, or KrisFlyer, you don’t have to estimate manually. Simply enter your points into the converter and instantly see how much you can get, helping you decide whether to redeem now or keep accumulating for a better reward.

How to Apply for a Chinabank Credit Card

Applying for a Chinabank credit card is an easy process that you can finish completely online. To start, click on the application link of your preferred card and review the requirements. Once ready, look for another Apply Now button which will take you to the application form.

Fill out the form with your personal detail, employment information, and other relevant details being asked. Once completed, sign the form and save as a PDF. Then, email the application form along with the required attachments to CBCCardsales@chinabank.ph.

Depending on your employment status, you will need to submit the following:

Employed

• Details of other credit card account/s with at least (1) year principal card membership 
• Any of the following documents:
  • Latest BIR Form 2316 
  • Latest three (3) months’ payslips 
  • Original Certificate of Employment (COE)

Self-Employed

• Details of other credit card account/s with at least (1) year principal card membership 
• Latest BIR Form 1701 and Audited Financial Statement (AFS) as received by the BIR

Non-Immigrants and Embassy Employees

• Unexpired passport or visa
• Alien Certificate of  Registration/I-Card (ACR/ICR)

You can attach any of the following ID for your identification.

Accepted Valid IDs

• Passport
• Driver’s License
• Company ID
• Voter’s ID
• TIN ID
• SSS ID
• Postal ID
• Philippine Regulation Commission (PRC)
• Student ID issued and signed by the principal or head of the school for the current school year
• Other government-issued ID

Non-Filipino Citizen

• Passport
• Alien Certificate of Residence (ACR)
• National ID
• Internal Revenue Service (IRS) ID
• Social Security Number (SSN) ID
• Driver’s License
• Work Permit Issued by DOLE
• Company ID
• Unexpired Philippine Retirement Authority ID (PRA) or Special Resident Retiree’s Visa (SRRV)
• Bureau of Immigration Approved Order
• Certificate of Deposit issued by the bank where the PRA/Visa is deposited

Preparing these documents ahead of time can make your application process faster and smoother.

Frequently Asked Questions (FAQs)

1. How do I redeem Chinabank Rewards Points?

You can redeem your Chinabank Rewards Points by contacting the bank directly:

• How to redeem:
  • Call the Chinabank Customer Service Hotline at +632 888-55-888
  • Email creditcards@chinabank.ph
• Important details to know:
  • Only the principal cardholder can redeem rewards or convert points to cash credits.
  • If redeeming for cash credits, the amount will be reflected in your next billing statement.
  • All redemptions are final. Once processed, they cannot be canceled, changed, or converted back to points.
  • For air miles conversion, you’ll need to provide your frequent flyer membership number when making the request.

2. Do Chinabank Rewards Points expire?

No, Chinabank Rewards Points do not expire. However, your points can be forfeited under certain conditions:

• If your account becomes 90 days past due
• If your credit card account is cancelled (whether voluntarily or by the bank)

As long as your account remains active and in good standing, you can keep and use your rewards points anytime.

3. Is there a minimum income requirement to apply for a Chinabank credit card?

Yes, each card has its own income requirement listed in the individual card information above. The income requirement for Chinabank credit cards starts at ₱250,000.

4. How long does the application process take?

Online applications typically take 10-15 days to process. If documents are complete and you meet the eligibility criteria, approval may be faster. You’ll be notified via SMS or email once your card is approved and dispatched.

5. How to lock/unlock your Chinabank credit card?

You can lock or unlock your Chinabank credit card using the Card Lock & Unlock feature:

• How to lock/unlock your card:
  • Use the My CBC app
  • Call the Chinabank Contact Center at +632 888-55-888
• How it works:
  • When your card is locked, all new transactions, such as in-store purchases, online payments, and ATM withdrawals, are temporarily blocked.
  • When you unlock it, your card becomes active again and can be used immediately.

This feature is useful if you’ve misplaced your card, want added security, or simply prefer to control when your card can be used.

6. Can I request a supplementary card?

Yes! You may apply for up to 10 NAFFL supplementary cards and set spending limits for each card to control usage and monitor expenses. Apply by filling out the Supplementary Credit Card Application Form and submitting it to creditcards@chinabank.ph.

7. How do I track my Chinabank credit card delivery?

You can track the status of your Chinabank credit card delivery by contacting Chinabank directly, as the bank does not provide a tracking number for deliveries.

How to check delivery status or request re-delivery:

• Call the Chinabank Customer Service Hotline at +632 888-55-888 or Domestic Toll-Free at 1-800-1888-5888
• Or email creditcards@chinabank.ph

If needed, you may also request a re-delivery through the same channels. Your credit card will be delivered to your billing address on record.

8. How do I activate my Chinabank credit card?

You can activate your Chinabank credit card through the following channels:

• Call the Chinabank Customer Service Hotline at +632 888-55-888 or Domestic Toll-Free Number 1-800-1888-5888
• Follow the activation instructions printed on your Chinabank credit card carrier

Once activated, you can immediately start using your card for purchases and other transactions.

9. Where can I pay my Chinabank credit card bill?

You can pay your Chinabank credit card bill through several convenient channels:

Chinabank channels

• Chinabank Branches (cash or check payments)
• Chinabank Online, Mobile App, and Tellerphone
• Chinabank ATMs
• Automatic Debit Arrangement from your Chinabank deposit account

Other banks and payment partners

• Chinabank Savings (CBS) Branches and CBS Online/ATMs
• BancNet Online and BancNet ATMs (except HSBC, UnionBank, and Landbank)
• BDO Online, BDO Pay, and BDO Branches
• BPI ATMs, Online, Mobile, and Phone Banking

Payment centers and e-wallets

• SM Business Service Centers (SM Malls, SM Store Bills Payment Center, SM Hypermarket, Savemore)
• GCash
• Maya
• ECPay partners

Important notes:

• Payments made on weekends or holidays are processed on the next banking day
• Posting times vary depending on the payment channel and cut-off time
• Your credit limit is refreshed one banking day after payment is posted
• Paying only the minimum increases interest and repayment time

In short, you can pay via Chinabank channels, partner banks, payment centers, and e-wallets, whichever is most convenient for you.

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