Prepaid Health Cards in the Philippines: Complete Comparison Guide

Price: ₱9,999

Eligibility

• All ages
• Valid for 1 year

Inclusions

✔ Unlimited consultations with Maxicare PCP doctors
✔ Annual physical exam (Basic 5)
✔ Pre-existing conditions are included
✔ Access to multiple medical specialties
✔ Extensive diagnostic and laboratory services
✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Limitations

✖ Emergency cases
✖ Consultations outside Maxicare PCP
✖ Hospital confinement or outpatient procedures

Price: ₱9,999

Eligibility

• All ages
• Valid for 1 year

Inclusions

✔ Unlimited consultations with Maxicare PCP doctors
✔ Annual physical exam (Basic 5)
✔ Advanced diagnostics and imaging
✔ Access to multiple medical specialties
✔ Pre-existing conditions are included
✔ Unlimited diagnostic and laboratory services
✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Limitations

✖ Emergency cases
✖ Consultations outside Maxicare PCP
✖ Hospital confinement or outpatient procedures

Price: ₱1,545

Eligibility

• All ages
• Valid for 1 year

Limitations

✖ Emergency cases
✖ Consultations outside MediCard clinics
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Unlimited consultations in all MediCard Free-Standing Clinics

• General Practitioner
• Family Medicine
• Internal Medicine
• Paediatrician
• Gynecologist (except maternity-related consultations)

✔ Discounted rate of ₱600 for other specialists
✔ Annual physical exam (Basic 5)
✔ One-time oral prophylaxis
✔ One-time baseline panoramic x-ray
✔ 20% discount on outpatient diagnostics and imaging
✔ Pre-existing conditions are included
✔ Available at MediCard Free-Standing Clinics

Price: ₱1,545

Eligibility

• 18 to 65 years old
• Valid for 1 year

Inclusions

✔ Unlimited consultations with MediCard-Accredited Doctors nationwide

• Family Medicine
• Internal Medicine
• Cardiologist
• Endocrinologist
• Pulmonologist
• Gastroenterologist
• Dentist

✔ One-time oral prophylaxis
✔ Pre-existing conditions are included
✔ Available at MediCard Free-Standing Clinics

Limitations

✖ Emergency cases
✖ Specialists not listed above
✖ Maternity-related consultations
✖ Laboratory tests and diagnostic procedures
✖ Hospital confinement or outpatient procedures

Price: ₱2,378

Eligibility

• All ages
• Valid for 1 year

Limitations

✖ Excluded emergency cases
✖ Hospital confinement

Inclusions

✔ Unlimited consultations in all MediCard Free-Standing Clinics

• General Practitioner
• Family Medicine
• Internal Medicine
• Paediatrician
• Gynecologist (except maternity-related consultations)
• Dentist

✔ Discounted rate of ₱600 for other specialists
✔ Up to ₱20,000 limit for outpatient emergency care services from any Medicard-accredited hospitals

• Trauma Cases
• Burns
• Animal Bites
• Accidental Chemical Poisoning

✔ Emergency laboratory tests and diagnostic procedures up to ₱5,000
✔ Annual physical exam (Basic 5)
✔ One-time oral prophylaxis
✔ One-time baseline panoramic x-ray
✔ 30% discount on dental procedures
✔ 20% discount on outpatient diagnostics and imaging
✔ Pre-existing conditions are included
✔ Read specific inclusions

Price: ₱450

Eligibility

• 1 year old and above
• Valid for 1 year

Inclusions

✔ One-time digital consultation through the HeyPhil app

• Family Medicine
• Internal Medicine
• General Physician

Limitations

✖ Specialists not listed above
✖ Fit-to-work assessment and clearance
✖ Post-operation follow-up and complications
✖ Emergency- and maternity-related cases
✖ Medical conditions requiring in-person consultation (see T&C)

Price: ₱550

Eligibility

• 1 year old and above
• Valid for 1 year

Inclusions

✔ One-time digital consultation through the HeyPhil app

• Internal Medicine (Cardiology, Dermatology, Endocrinology, Gastroenterology, Pulmonology)
• Pediatric Medicine
• Surgery (General Surgery, ENT, Ophthalmology, Orthopedics, etc.)
• OB-GYN
• Rehabilitation Medicine
• Urology

Limitations

✖ Specialists not listed above
✖ Fit-to-work assessment and clearance
✖ Post-operation follow-up and complications
✖ Emergency- and maternity-related cases
✖ Medical conditions requiring in-person consultation (see T&C)

Price: ₱13,270

Eligibility

• 60 years old and above
• Valid for 1 year

Limitations

✖ Inpatient emergency cases
✖ Consultations outside PhilCare clinics
✖ Behavioral, developmental, psychiatric, and psychosomatic illnesses

Inclusions

✔ Up to ₱20,000 for outpatient emergency treatment of:

• Viral illnesses
• Bacterial illnesses
• Injuries from accidents (except stroke)

✔ Covers the following expenses:

• Doctor’s fee
• Laboratory and diagnostic procedures
• Special modalities treatment up to ₱5,000
• Medicines during confinement (except vaccines)
• Necessary diagnostics and therapeutic procedures

✔ Unlimited consultations from PhilCare-accredited specialists

• General Practitioner
• Family Medicine
• Internal Medicine
• Cardiologist
• Nephrologist
• Pulmonologist
• Gastroentrologist
• Dentist

✔ Unlimited outpatient laboratory and diagnostic procedures at PhilCare/Medhub clinics (except physical therapy)
✔ Unlimited HeyPhil Digimed consultations
✔ One-time oral prophylaxis
✔ Pre-existing conditions are included

Price: ₱16,499

Eligibility

• Expectant moms
• Valid for 1 year

Limitations

✖ Child delivery
✖ Emergency cases
✖ Consultations outside Maxicare PCP
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Unlimited consultations with Maxicare PCP doctors at Maxicare PCC

✔ Laboratory tests

• 1 x Urine Pregnancy Test
• 3 x Complete Blood Count
• 3 x Urinalysis
• 1 x Blood Type (ABO & Rh)
• 1 x HBsAg Screening
• 1 x HIV Antibody Testing
• 1 x VDRL
• 1 x Fasting Blood Sugar (FBS)
• 1 x Pap Smear
• 1 x Rubella IgG
• 1 x OGTT: Oral Glucose Tolerance Test (OGTT) 75g
• 1x Group B Strep Test

✔ Procedures and vaccines

• 2 x Either Transvaginal Ultrasound or Transabdominal Pelvic Ultrasound (as recommended by the OB-GYN)
• 1 x Congenital Anomaly Scan
• 1 x Biophysical Profile Scoring (BPS)

✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱7,999

Eligibility

• Expectant moms
• Valid for 1 year

Limitations

✖ Consultations
✖ Child delivery
✖ Emergency cases
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Laboratory tests

• 1 x Urine Pregnancy Test
• 1 x Complete Blood Count
• 1 x Urinalysis
• 1 x Blood Type (ABO & Rh)
• 1 x HBsAg Screening
• 1 x HIV Antibody Testing
• 1 x VDRL
• 1 x Fasting Blood Sugar (FBS)
• 1 x Pap Smear
• 1 x Rubella IgG

✔ Procedures and vaccines

• 1 x Either Transvaginal Ultrasound or Transabdominal Pelvic Ultrasound (as recommended by the OB-GYN)

✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱4,499

Eligibility

• Expectant moms
• Valid for 1 year

Limitations

✖ Consultations
✖ Child delivery
✖ Emergency cases
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Key laboratory tests

• 1 x Repeat Complete Blood Count
• 1 x Repeat Urinalysis
• 1 x OGTT: Oral Glucose Tolerance Test (OGTT) 75g

✔ Important procedure

• 1 x Congenital Anomaly Scan

✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱4,499

Eligibility

• Expectant moms
• Valid for 1 year

Limitations

✖ Consultations
✖ Child delivery
✖ Emergency cases
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Final laboratory tests

• 1 x Repeat Complete Blood Count
• 1 x Repeat Urinalysis
• 1 x Group B Strep Test

✔ Important procedures abd vaccines

• 1 x Either Transvaginal Ultrasound or Transabdominal Pelvic Ultrasound (as recommended by the OB-GYN)
• 1 x Biophysical Profile Scoring (BPS)

✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱4,999

Eligibility

• 0-12 months
• Valid for 1 year

Inclusions

✔ Unlimited consultations with (including pedia) at Maxicare PCC
✔ Infant vaccine: 1 dose Hexavalent combination vaccine (6-in-1: Hepatitis B, OPV, DPT, HIB) and baby book
✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Limitations

✖ Emergency cases
✖ Consultations outside Maxicare PCP
✖ Hospital confinement or outpatient procedures

Price: ₱2,499

Eligibility

• All ages
• Valid for 1 year

Inclusions

✔ Core laboratory tests

• Total Cholesterol
• Blood Uric Acid (BUA)
• Creatinine
• Fasting Blood Sugar (FBS)
• Serum Glutamic Pyruvic Transaminase (SGPT)

✔ Annual physical exam (Basic 5 + ECG)
✔ One follow-up consultation with a primary care physician
✔ OB-GYN consultation for women
✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Limitations

✖ Emergency cases
✖ Consultations outside Maxicare PCP
✖ Hospital confinement or outpatient procedures

Price: ₱7,599

Eligibility

• All ages
• Valid for 1 year

Limitations

✖ Emergency cases
✖ Consultations outside Maxicare PCP
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Comprehensive laboratory tests

• Lipid Profile (Cholesterol, Triglycerides, HDL, LDL, VLDL)
• Blood Uric Acid (BUA)
• Creatinine
• Fasting Blood Sugar (FBS)
• Serum Glutamic Pyruvic Transaminase (SGPT)

✔ Annual physical exam (Basic 5 + ECG)
✔ Whole abdomen imaging
✔ One follow-up consultation with a primary care physician
✔ OB-GYN consultation for women
✔ Pap smear for women aged 35 y/o and above
✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱11,999

Eligibility

• All ages
• Valid for 1 year

Limitations

✖ Emergency cases
✖ Consultations outside Maxicare PCP
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Advanced laboratory tests

• Calcium
• Creatinine
• Blood Uric Acid (BUA)
• Fasting Blood Sugar (FBS)
• Serum Glutamic Pyruvic Transaminase (SGPT)
• Lipid Profile (Cholesterol, Triglycerides, HDL, LDL, VLDL)

✔ Imaging and stress testing

• 2D Echo
• Treadmill Stress Test
• Whole Abdomen Ultrasound

✔ Annual physical exam (Basic 5 + ECG)
✔ One follow-up consultation with a primary care physician
✔ Prostate ultrasound for men
✔ OB-GYN consultation for women
✔ Pap smear for women aged 35 y/o and above
✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱5,999

Eligibility

• All ages
• Valid for 1 year

Limitations

✖ Consultations and availments outside Maxicare PCP
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Procedures and vaccines

• 1x Wound Treatment (including wound dressing and supplies)
• 1x Anti-Tetanus Vaccine
• 4x Anti-Rabies Vaccines

✔ Discounted rates

• Anti-Tetanus vaccine
• Anti-Rabies vaccine
• Rabies Immunoglobulin vaccines (ERIG and HRIG)
• Additional wound dressing or treatment

✔ 2x consultation for cases related to animal bite
✔ Accident medical reimbursement up to ₱5,000
✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱2,499

Eligibility

• All ages
• Patients with hypertension
• Valid for 1 year

Limitations

✖ Consultations
✖ Emergency cases
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Comprehensive laboratory tests and procedures

• Sodium
• Urinalysis
• Potassium
• Blood Sugar
• Lipid Profile
• Blood Uric Acid (BUA)
• Electrocardiogram (ECG)
• Complete Blood Count (CBC)
• Serum Glutamic Pyruvic Transaminase (SGPT)
• Serum Glutamic-Oxaloacetic Transaminase (SGOT)
• Creatinine and Estimated Glomerular Filtration Rate (eGFR)

✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱2,099

Eligibility

• All ages
• Patients with diabetes
• Valid for 1 year

Limitations

✖ Consultations
✖ Emergency cases
✖ Hospital confinement or outpatient procedures

Inclusions

✔ Comprehensive laboratory tests and procedures

• HBA1C
• Urinalysis
• Potassium
• Blood Sugar
• Lipid Profile
• Blood Uric Acid (BUA)
• Serum Glutamic Pyruvic Transaminase (SGPT)
• Serum Glutamic-Oxaloacetic Transaminase (SGOT)
• Creatinine and Estimated Glomerular Filtration Rate (eGFR)

✔ Personal accident insurance worth ₱10,000
✔ Available at Maxicare Primary Care Clinics nationwide

Price: ₱325

Eligibility

• All ages
• Valid for 1 year

Inclusions

✔ ₱10,000 benefit limit
✔ Lump-sum reimbursement of the benefit limit to cover outpatient or inpatient treatment for Dengue

Limitations

✖ Any cases not related or not diagnosed as Dengue

Price: ₱599

Eligibility

• 18 to 65 years old
• Valid for 1 year

Limitations

✖ Outpatient treatments
✖ Any cases not related or not diagnosed as Dengue

Inclusions

✔ 2x consultation with a GP or FM specialist available at:

• PhilCare Makati clinic
• PhilCare MOA clinic
• Hi-Precision Diagnostics Medalle in Cebu

✔ One-time coverage of up to ₱30,000 for hospitalization due to Dengue. Covers the following:

• Regular private room
• Doctor’s fee
• Laboratory and diagnostic procedures
• Medical supplies and medications
• Dengue vaccine administration

✔ ₱10,000 accidental death and disability insurance
✔ Can be used at PhilCare-accredited hospitals

Variants:

• PhilCare Dengue Rx for Adults
  • 21 – 65 years old
  • Price: ₱299

• PhilCare Dengue Rx for Kids
  • Below 20 years old
  • Price: ₱799

• PhilCare Dengue Rx for Family
  • 2 children (below 20 y/o)
  • 2 adults (21-65 y/o)
  • Price: ₱1,999

Inclusions

✔ Multiple-use coverage of up to ₱30,000 for hospitalization due to Dengue. Covers the following:

• Room and board
• Doctor’s fee
• Laboratory and diagnostic procedures
• Medical supplies and medications

✔ ₱10,000 accidental death and disability insurance
✔ Can be used at PhilCare-accredited hospitals

Limitations

✖ Outpatient treatments
✖ Any cases not related or not diagnosed as Dengue

Price: ₱2,299

Eligibility

• 15 days to 65 years old
• Valid for 1 year

Inclusions

✔ Emergency coverage of up to ₱25,000

• Doctor’s services
• Emergency room fees
• Dressing, casts, and sutures
• X-ray, laboratory, and diagnostic exams
• Emergency medicines (excluding take-home meds)
• Oxygen, IV fluids, whole blood, and human blood products

✔ No preliminary checkups
✔ Life insurance (accidental death, dismemberment, and disablement) up to ₱50,000
✔ Available at Maxicare-affiliated hospitals

Limitations

✖ Organ donation
✖ Infectious diseases
✖ Self-inflicted injuries
✖ Non-emergency cases
✖ Routine and preventive care
✖ Genetic and chronic conditions
✖ Cosmetic and elective procedures
✖ Dental, mental, and reproductive health
✖ Experimental and alternative treatments
✖ Other exclusions as per the product’s T&C

Price: ₱6,999

Eligibility

• 15 days to 65 years old
• Valid for 1 year

Inclusions

✔ Emergency coverage of up to ₱50,000

• Doctor’s services
• Emergency room fees
• Dressing, casts, and sutures
• X-ray, laboratory, and diagnostic exams
• Emergency medicines (excluding take-home meds)
• Oxygen, IV fluids, whole blood, and human blood products

✔ No preliminary checkups
✔ Life insurance (accidental death, dismemberment, and disablement) up to ₱50,000
✔ Global emergency assistance via Assist America
✔ Available at Maxicare-affiliated hospitals

Limitations

✖ Organ donation
✖ Infectious diseases
✖ Self-inflicted injuries
✖ Non-emergency cases
✖ Routine and preventive care
✖ Genetic and chronic conditions
✖ Cosmetic and elective procedures
✖ Dental, mental, and reproductive health
✖ Experimental and alternative treatments
✖ Other exclusions as per the product’s T&C

Price: ₱6,000

Eligibility

• 15 days to 65 years old
• Valid for 1 year

Limitations

✖ Organ donation
✖ Infectious diseases
✖ Self-inflicted injuries
✖ Non-emergency cases
✖ Routine and preventive care
✖ Genetic and chronic conditions
✖ Cosmetic and elective procedures
✖ Dental, mental, and reproductive health
✖ Experimental and alternative treatments
✖ Other exclusions as per the product’s T&C

Inclusions

✔ Annual benefit limit up to ₱60,000
✔ No deposit upon admission
✔ Daily room & board (regular private)
✔ Hospital services (if admitted)

• Doctor’s services
• Emergency room fees
• Dressing, casts, and sutures
• X-ray, laboratory, and diagnostic exams
• Emergency medicines (excluding take-home meds)
• Oxygen, IV fluids, and costs of blood transfusion

✔ Use of operating theatre, recovery room, and anesthesia
✔ Surgeon and anesthesiologist’s fee
✔ Diagnostics exams and procedures for the emergency case
✔ 80% reimbursement up to ₱20,000 for non-Medicard accredited hospitals, emergency care abroad, and remote areas
✔ Available for 32 emergency cases
✔ Medicard-accredited hospitals

Price List:

• Plan A: ₱1,499
• Plan B: ₱2,699
• Plan C: ₱3,899

Eligibility

• 15 days to 65 years old
• Valid for 1 year

Inclusions

✔ Benefit limit up to:

• Plan A: ₱10,000
• Plan B: ₱20,000
• Plan C: ₱30,000

✔ Lump-sum reimbursement of the benefit limit to cover inpatient emergency treatment

Limitations

✖ Pregnancy
✖ STD, HIV, and AIDS
✖ Self-inflicted injuries
✖ Congenital conditions
✖ Autoimmune conditions
✖ Epidemic and pandemic
✖ Outpatient emergency treatments
✖ Mental and degenerative brain disorders
✖ Accidents from hazardous and illegal activities
✖ Non-emergency confinement and diagnostic procedures
✖ Request full list of exclusions at client_services@pacificcross.com.ph

Price List:

• Plan A: ₱499
• Plan B: ₱849
• Plan C: ₱1,199

Eligibility

• 15 days to 65 years old
• Valid for 1 year

Inclusions

✔ Benefit limit up to:

• Plan A: ₱5,000
• Plan B: ₱10,000
• Plan C: ₱20,000

✔ Reimbursement of the benefit limit to cover outpatient or inpatient emergency treatment
✔ Can be paid as:

• Lump sum payable to the policyholder, or
• Paid directly to the hospital to settle the cost incurred in the Emergency Room

Limitations

✖ Pregnancy
✖ STD, HIV, and AIDS
✖ Self-inflicted injuries
✖ Congenital conditions
✖ Autoimmune conditions
✖ Epidemic and pandemic
✖ Mental and degenerative brain disorders
✖ Accidents from hazardous and illegal activities
✖ Non-emergency confinement and diagnostic procedures
✖ Request full list of exclusions at client_services@pacificcross.com.ph

Price: ₱800

Eligibility

• 6 months to 65 years old
• Valid for 1 year

Inclusions

✔ Benefit limit up to ₱50,000 for outpatient emergency treatment

• Viral illnesses
• Bacterial illnesses
• Animal bites (except vaccine)
• Injuries from accidents (except stroke)

✔ Necessary diagnostic and therapeutic procedures
✔ Necessary special modalities treatment up to ₱5,000

Limitations

✖ Non-emergency cases
✖ Pre-existing conditions
✖ Inpatient emergency care
✖ Excludes 9 premium hospitals

Price List:

• PhilCare ER Vantage Plus 40 for Adults
  • 18 to 65 years old
  • ₱1,050

• PhilCare ER Vantage Plus 40 for Kids
  • 6 months to 17 years old
  • ₱2,950

Eligibility

• Valid for 1 year

Inclusions

✔ Benefit limit up to ₱40,000 for outpatient and inpatient emergency treatment

• Viral illnesses
• Bacterial illnesses
• Injuries from accidents (except stroke)

✔ One-time coverage for the following:

• Ward room
• Doctor’s fee
• Laboratory and diagnostic procedures
• Special modalities treatment up to ₱5,000
• Medicines during confinement (except vaccines)
• Necessary diagnostic and therapeutic procedures

✔ ₱50,000 accidental death and disability insurance
✔ Can be used at PhilCare-accredited hospitals

Limitations

✖ Non-emergency cases
✖ Pre-existing conditions
✖ Excludes 9 premium hospitals

Price List:

• PhilCare ER Vantage 40 for Adults
  • 18 to 65 years old
  • ₱3,750

• PhilCare ER Vantage 40 for Kids
  • 6 months to 17 years old
  • ₱3,850

Eligibility

• Valid for 1 year

Inclusions

✔ Benefit limit up to ₱40,000 for outpatient and inpatient emergency treatment

• Viral illnesses
• Bacterial illnesses
• Injuries from accidents (except stroke)

✔ Multi-use coverage for the following:

• Ward room
• Doctor’s fee
• Laboratory and diagnostic procedures
• Special modalities treatment up to ₱5,000
• Medicines during confinement (except vaccines)
• Necessary diagnostic and therapeutic procedures

✔ ₱50,000 accidental death and disability insurance coverage
✔ ₱10,000 life insurance coverage
✔ Can be used at PhilCare-accredited hospitals

Limitations

✖ Non-emergency cases
✖ Pre-existing conditions
✖ Excludes 9 premium hospitals

Price List:

• PhilCare ER Vantage Plus 60 for Adults
  • 18 to 65 years old
  • ₱1,350

• PhilCare ER Vantage Plus 60 for Kids
  • 6 months to 17 years old
  • ₱3,950

Eligibility

• Valid for 1 year

Inclusions

✔ Benefit limit up to ₱60,000 for outpatient and inpatient emergency treatment

• Viral illnesses
• Bacterial illnesses
• Injuries from accidents (except stroke)

✔ One-time coverage for the following:

• Semi-private room
• Doctor’s fee
• Laboratory and diagnostic procedures
• Special modalities treatment up to ₱5,000
• Medicines during confinement (except vaccines)
• Necessary diagnostic and therapeutic procedures

✔ ₱50,000 accidental death and disability insurance
✔ Can be used at PhilCare-accredited hospitals

Limitations

✖ Non-emergency cases
✖ Pre-existing conditions
✖ Excludes 9 premium hospitals

Price List:

• PhilCare ER Vantage 60 for Adults
  • 18 to 65 years old
  • ₱5,950

• PhilCare ER Vantage 60 for Kids
  • 6 months to 17 years old
  • ₱9,050

Eligibility

• Valid for 1 year

Inclusions

✔ Benefit limit up to ₱60,000 for outpatient and inpatient emergency treatment

• Viral illnesses
• Bacterial illnesses
• Injuries from accidents (except stroke)

✔ Multi-use coverage for the following:

• Semi-private room
• Doctor’s fee
• Laboratory and diagnostic procedures
• Special modalities treatment up to ₱5,000
• Medicines during confinement (except vaccines)
• Necessary diagnostic and therapeutic procedures

✔ ₱50,000 accidental death and disability insurance coverage
✔ ₱10,000 life insurance coverage
✔ Can be used at PhilCare-accredited hospitals

Limitations

✖ Non-emergency cases
✖ Pre-existing conditions
✖ Excludes 9 premium hospitals

Price List:

• PhilCare ER Vantage Plus 80 for Adults
  • 18 to 65 years old
  • ₱1,750

• PhilCare ER Vantage Plus 80 for Kids
  • 6 months to 17 years old
  • ₱4,950

Eligibility

• Valid for 1 year

Inclusions

✔ Benefit limit up to ₱80,000 for outpatient and inpatient emergency treatment

• Viral illnesses
• Bacterial illnesses
• Injuries from accidents (except stroke)

✔ One-time coverage for the following:

• Regular private room
• Doctor’s fee
• Laboratory and diagnostic procedures
• Special modalities treatment up to ₱5,000
• Medicines during confinement (except vaccines)
• Necessary diagnostic and therapeutic procedures

✔ ₱50,000 accidental death and disability insurance
✔ Can be used at PhilCare-accredited hospitals

Limitations

✖ Non-emergency cases
✖ Pre-existing conditions
✖ Excludes 9 premium hospitals

Price List:

• PhilCare ER Vantage 80 for Adults
  • 18 to 65 years old
  • ₱9,950

• PhilCare ER Vantage 80 for Kids
  • 6 months to 17 years old
  • ₱13,950

Eligibility

• Valid for 1 year

Inclusions

✔ Benefit limit up to ₱80,000 for outpatient and inpatient emergency treatment

• Viral illnesses
• Bacterial illnesses
• Injuries from accidents (except stroke)

✔ Multi-use coverage for the following:

• Regular private room
• Doctor’s fee
• Laboratory and diagnostic procedures
• Special modalities treatment up to ₱5,000
• Medicines during confinement (except vaccines)
• Necessary diagnostic and therapeutic procedures

✔ ₱50,000 accidental death and disability insurance coverage
✔ ₱10,000 life insurance coverage
✔ Can be used at PhilCare-accredited hospitals

Limitations

✖ Non-emergency cases
✖ Pre-existing conditions
✖ Excludes 9 premium hospitals

Price List:

• PhilCare IndieGo 40
  • Benefit limit: ₱40,000
  • Hospital room: Ward
  • Price: ₱1,750

• PhilCare IndieGo 60
  • Benefit limit: ₱60,000
  • Hospital room: Semi-private
  • Price: ₱2,050

• PhilCare IndieGo 80
  • Benefit limit: ₱80,000
  • Hospital room: Regular private
  • Price: ₱2,550

Eligibility

• Valid for 1 year

Limitations

✖ Pre-existing conditions
✖ Excludes 9 premium hospitals
✖ Read all exclusions in the product’s T&C

Inclusions

✔ Benefit limit of up to ₱40,000/ ₱60,000/ ₱80,000 for outpatient and inpatient emergency treatment

• Viral illnesses
• Bacterial illnesses
• Injuries from accidents (except stroke)

✔ One-time coverage for the following:

• Ward room
• Doctor’s fee
• Laboratory and diagnostic procedures
• Special modalities treatment up to ₱5,000
• Medicines during confinement (except vaccines)
• Necessary diagnostic and therapeutic procedures

✔ One-time HeyPhil DigiMed consultation with a Family Physician, Internal Medicine, or General Practitioner
✔ One-time mental health counseling session through HeyPhil Mind Care
✔ ₱50,000 accidental death and disability insurance
✔ Can be used at PhilCare-accredited hospitals

Price List:

• Plan A: ₱549
• Plan B: ₱649
• Plan C: ₱950

• 15 days to 60 years old
• Valid for 1 year

Inclusions

✔ Benefit limit up to:

• Plan A: ₱2,000
• Plan B: ₱2,500
• Plan C: ₱5,000

✔ Lump-sum reimbursement of the actual cost of prescribed take-home medications, vitamins, and supplements after hospitalization/confinement

Limitations

✖ Prescriptions without confinement
✖ Prescription 90 days after discharge