Robinsons Cashback Card

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Cashback ⭐

Earn 3% cashback at Robinsons retail stores and 1% cashback for other merchants with purchases worth at least ₱3,500

Promos and Discounts

Enjoy access to exclusive discounts and promos with Robinsons retail brands

Eligibility

A Filipino Citizen (additional requirements apply for non-Filipino residents).
At least 21 years old.
With a minimum fixed monthly income of ₱20,000 and tenured for at least 2 years.
With an active residential/business contact number and email address.

Basic Requirements

Completely filled-out BPI Credit Card Application Form
Photocopy of one (1) valid ID with picture and signature.

Proof of Income

If you hold a credit card from another bank for at least a year, you can proceed with your application without proof of income.

If employed, submit any of the following:

Certificate of Employment (COE)
Latest two months payslips
Latest income tax return (ITR) with BIR/bank stamp

If self-employed, submit the following:

Latest audited financial statement (AFS) with BIR/bank stamp
Latest income tax return (ITR) with BIR/bank stamp

If you are a non-Filipino resident, submit any of the following:

Alien Certificate of Registration (ACR)
Work Permit
Embassy Accreditation Paper

If you are an owner/manager of pawnshop, forex dealers, money changers, or remittance agents, submit:

Certificate of Registration issued by BSP

If you are an insurance agent, submit:

Insurance Commission License

Fees & Charges

Annual Fee	Principal: ₱2,500 Supplementary: ₱1,250
Effective Interest	2.67% per month
Finance Charge	3%
Late Payment Fee	₱850 or the unpaid minimum due (whichever is lower)
Installment Pre-Termination Fee	5% of the remaining principal
Gaming/Quasi Cash Fee	₱5% of the transaction amount
Returned Check Fee	₱1000
Card Replacement Fee	₱750
Foreign Transaction Service Fee	3%
Overlimit Fee	₱750

1. How do I claim my rebate?

Rebates are automatically credited as cash credit to your credit card.

2. How do I use the cashback?

The rebates credited back to your account will automatically reduce your outstanding balance in the next billing cycle.

3. What valid IDs are accepted when applying?

BPI accepts the following government-issued IDs for credit card applications:

Company ID
Passport
Voter’s ID
Driver’s License
PRC ID
SSS/GSIS Card
Postal ID (new version)
BIR/TIN ID

4. Is there a minimum income requirement?

Yes, the minimum fixed income is ₱20,000 per month or ₱240,000 a year.

If you’re an existing cardholder from another bank, you may qualify through a fast-track application by submitting your latest credit card statement without the need for proof of income.

5. How long does it take to process the application?

Online applications typically take 7 to 15 banking days to process. If documents are complete and you meet the eligibility criteria, approval may be faster. You’ll be notified via SMS or email once your card is approved and dispatched.

6. Is the Robinsons Cashback Card a NAFFL (No Annual Fee For Life) card?

No, this card is not NAFFL. The Robinsons Cashback card has an annual fee of ₱2,500. Some cardholders report that the annual fee can be waived by spending 12 times in a year; you are encouraged to confirm this with the bank.

7. Can I request a supplementary card?

Yes! You may apply for up to six supplementary cards for your family members. You can set spending limits for each card to control usage and monitor expenses. Apply via the BPI app or at any branch.

8. Where can I pay or settle my Robinsons Cashback credit card bill?

There are many options to pay for your Robinsons Cashback credit card bill. If you prefer to use your BPI online or mobile app, you need to enroll BPI EXPRESS CARD CORP (BECC) as a biller first. You can do this by adding it as a New Recipient.

Other payment options include:

Physical Payment Channels

BPI or BPI Family Savings Branch (find the nearest one)
Bayad Center
Cebuana Lhuillier
SM Payment Counters
EC Pay Partner Outlets (e.g., 7-Eleven)

Online Payment Channels

Coins.ph
GCash
PayMaya
Bayad App

Payment can take up to 3 days to be posted, so make sure to settle your credit card bill in advance. That way, you’ll avoid late payment charges and keep your credit record in good standing.