
Low Foreign Currency Conversion Fee ⭐
Enjoy international travel and shopping with a low foreign currency conversion fee of 1.70%.
Earn KrisFlyer Miles
Earn 1 KrisFlyer mile for every:
- ₱12 spent on Singapore Airlines, Scoot, KrisShop, travel agencies, hotels, resorts, cross-border
- ₱38 spent on other airlines, local spend on e-commerce, dining
- ₱78 spent on local essentials
- An additional 6,000 KrisFlyer miles for an accumulated cross-border spend of ₱200,000 within 3 months from the card activation date
- An additional 15,000 KrisFlyer miles for an accumulated retail spend of ₱100,000 within 12 months from the card activation date
Check the points conversion here.
Airport Lounge Access
Enjoy 10 complimentary lounge visits annually with your EastWest Singapore Airlines KrisFlyer World Mastercard through the Mastercard Travel Pass by DragonPass, granting access to 1,300+ airport lounges worldwide without the need for a physical membership card.
Comprehensive Travel Insurance
Get up to ₱20 million in comprehensive coverage for travel accident and inconvenience insurance when you pay for your international or domestic air, land, or sea travel fare using your card.
Mastercard Premium Perks
Enjoy special and luxurious privileges, promos, and discounts offered exclusively to Mastercard credit card holders, from leisure, travel, cuisine, wellness, and more.
Mastercard Travel and Lifestyle Services
Get the lowest hotel rate and a stay guarantee when you book through travel.mastercard.com. You can also request a personalized trip recommendation by calling Mastercard’s Lifestyle Manager at 1-800-8739-5245 (Globe) and 1-800-1852-0014 (PLDT).
Basic Requirements
- Not open for application
Fees & Charges
| Annual Fee | Principal: ₱5,000 Supplementary: NAFFL for the first; ₱2,500 after |
| Interest | 3% per month |
| Cash Advance Service Fee | ₱200 |
| Cash Advance Interest | 3% |
| Late Payment Fee | ₱1,500 or the unpaid minimum due (whichever is lower) |
| Overlimit Fee | ₱500 |
| Installment Processing Fee* | ₱500 if processed via electronic channels ₱1,000 if processed via customer service representative |
| Installment Pre-Termination Fee | 5% of the remaining balance or ₱500 (whichever is higher) |
| Refund Processing Fee | ₱150 for every refund to a non-EastWest deposit account |
| Card Replacement Fee | ₱500 |
| Foreign Transaction Service Fee | 1.70% |
| Multiple Payment Fee | ₱50 for every payment made in excess of the maximum 3 payments for each statement cycle |
*Applicable to approved Insta-Cash, Balance Transfer, Balance Conversion, or Convert-to-Installment transactions.
1. How do I redeem my KrisFlyer miles?
Your KrisFlyer miles earned from your EastWest KrisFlyer Platinum Mastercard are automatically credited to your KrisFlyer account every month—no need to manually convert or transfer points. You can also track your points through your KrisFlyer account.
Once credited, you can redeem your miles directly through the Singapore Airlines KrisFlyer website.
2. Do KrisFlyer miles expire?
Yes. KrisFlyer miles are valid for 3 years from the month they are earned and credited to your KrisFlyer account. Be sure to track your points regularly so you can use them before expiry.
3. What valid IDs are accepted when applying?
EastWest Singapore Airlines KrisFlyer World Mastercard is not open for application.
4. Is the EastWest KrisFlyer World Mastercard a NAFFL (No Annual Fee For Life) card?
No, EastWest KrisFlyer Platinum Mastercard comes with an annual fee of ₱5,000 for the principal cardholder, NAFFL for the 1st supplementary cardholder, and ₱2,500 for the 2nd onwards.
However, EastWest occasionally offers first-year fee waivers, spend-based rebates, or condition-based fee waivers.
5. Can I request a supplementary card?
Yes! You can apply for up to 9 supplementary cards with assigned monthly sub-limits for each card. It’s a great way to manage family budgets or earn more rewards together.
6. Where can I pay or settle my EastWest KrisFlyer World Mastercard bill?
You can settle your EastWest credit card bill through several convenient channels:
Online & Mobile Banking
- EastWest Online Banking or EastWest Mobile App
- Other Bank Apps (via InstaPay or PESONet using your card number as reference)
Over-the-Counter Payment
- EastWest Bank branches nationwide
- Accredited payment centers like SM Bills Payment, Bayad Center, and select supermarkets
E-Wallets
- GCash
- Maya
Always pay at least 2–3 banking days before your due date if using third-party platforms to avoid late posting.
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