Choosing the right credit card can feel like a maze. With so many EastWest credit cards offering different benefits, from cashback to travel rewards, how do you decide which one fits your lifestyle? This comprehensive guide will walk you through everything you need to know—whether you’re looking for NAFFL cards, rewards points, or travel perks.
EastWest Rewards Points Converter
If you’re someone who loves racking up points, this section is for you. Use our handy converter to calculate how much you can redeem based on your spending across EastWest credit cards. Whether it’s Charms, KrisFlyer Miles, or Infinite Rewards, we’ll help you see the value of every peso spent.
EastWest Rewards to Cash Converter
Minimum conversion is ₱500 and must be in denominations of ₱500.
While we strive to keep the information accurate, rates and policies may change. If you notice discrepancies, email us at support@thedatacode.com.
Rewards to Miles Converter
Note: An economy class trip from PH to Singapore requires:
9000 Asia Miles via Cathay Pacific
12000 Mabuhay Miles via PAL
13500 KrisFlyer Miles via Singapore Airlines
EastWest Credit Cards Comparison Table
Shopping for a credit card? Our comprehensive comparison table helps you see which EastWest card fits your needs. Filter cards by cashback, rewards, lounge access, NAFFL, and more. Whether you’re looking for a card with no annual fees, exclusive dining discounts, or top-tier travel perks, this table breaks it down for you.
EastWest Credit Cards Comparison Table
| Credit Card | Rewards | Cashback | Lounge Access | Travel Insurance | Annual Fee | 1st Supplementary | Forex Fee |
|---|---|---|---|---|---|---|---|
| EastWest Privilege (Classic) | 1 reward = ₱100 | ❌ | ❌ | ❌ | ₱1500 | ₱750 | 3.00% |
| EastWest Gold | 1 reward = ₱100 | ❌ | ❌ | ✅ | ₱2500 | ₱1250 | 2.50% |
| EastWest Dolce Vita Titanium | 1 Charm = ₱100 | ❌ | ❌ | ❌ | ₱2000 | ₱1000 | 2.50% |
| EastWest Gold JCB | 1 reward = ₱100 | ❌ | ✅ | ✅ | ₱2500 | ₱1250 | 2.00% |
| Eastwest EveryDay Titanium | ❌ | Up to 5% | ❌ | ❌ | ₱2800 | ₱1400 | 3.00% |
| Eastwest Visa Platinum | ❌ | Up to 8.88% | ❌ | ✅ | ₱3600 | ₱1800 | 2.50% |
| EastWest KrisFlyer Platinum | KrisFlyer Mile | ❌ | ✅ | ✅ | ₱4000 | NAFFL | 1.70% |
| EastWest KrisFlyer World | KrisFlyer Mile | ❌ | ✅ | ✅ | ₱5000 | NAFFL | 1.70% |
| EastWest Platinum JCB | 1 reward = ₱100 | ❌ | ✅ | ✅ | ₱3500 | NAFFL | 2.00% |
| EastWest Platinum Mastercard | 1 reward = ₱40 | ❌ | ✅ | ✅ | NAFFL | NAFFL | 2.50% |
| EastWest Visa Infinite | 1 reward = ₱10 | ❌ | ✅ | ✅ | NAFFL | NAFFL | 1.70% |
EastWest Credit Cards Overview
Let’s get to know each EastWest card and what makes it special. Click through to read the full review of each card:
Earn up to 8.88% cashback on groceries, fuel, dining, and more.
Enjoy lifetime fee waivers, travel insurance up to ₱20M, lounge access, and rewards .
Earn KrisFlyer Miles for as low as ₱15 spent, with lounge visits, travel insurance, and low forex fees.
Earn KrisFlyer Miles for as low as ₱12 spent, with lounge visits, travel insurance, and low forex fees.
Get unlimited NAFFL, 4 free Priority Pass lounge visits, and 2 Marhaba Lounge accesses, and earn 1 point for every ₱10 purchase.
Earn 1 point for every ₱100 spent and year-round perks.
Earn 1 point for every ₱100 spent, year-round perks and privileges, and comprehensive travel insurance.
Access JCB Airport and Plaza Lounges, travel insurance, rewards and discounts, and low forex fees.
Earn 1 Charm for every ₱100 spent, redeem eGifts or annual fee waivers, and enjoy discounts.
Get up to 5% cash rebate and enjoy dining, shopping, and travel discounts all year
Frequently Asked Questions (FAQs)
1. How to Pay Your EastWest Credit Card Bill
Pay through EastWest Online/Mobile Banking, GCash, Maya, over-the-counter at branches, or partner payment centers like SM Bills Payment.
2. How to Apply for an EastWest Credit Card
Apply online through ESTA or visit a branch with your valid ID, proof of income, and utility bills. Requirements vary per card.
3. Where to Pay EastWest Credit Card in Real Time
There are no real-time payment options yet. However, you can pay your EastWest credit card bill via Komo and expect the payment to be posted the next day.
You can also use EastWest Online Banking, GCash, Maya, or other mobile banking apps. Payments may take 1-3 days to be posted.
4. How to Check Your EastWest Credit Card Application Status
The easiest way to check your EastWest credit card application status is via ESTA. Just have your mobile number and reference number (if applicable) ready.
You can also call their customer service at (02) 8888-1700 or send them an email at service@eastwestbanker.com.
5. How to Lock/Unlock Your EastWest Credit Card
Register your account at EW Credit Cards Messenger Chatbot to access the lock and unlock features of your EastWest credit cards.
Note that this function is not available between 11:00 PM and 5:30 PM Philippine time, meaning you cannot unlock/lock your cards between this time, so plan your purchases accordingly.
6. How to Redeem EastWest Credit Card Points
Redeem points via EW Credit Cards Messenger Chatbot, ESTA at www.ewlend.com/esta, or by calling the hotline at +63288881700.
7. How to Track EastWest Credit Card Delivery
Banks do not typically provide courier or tracking details for credit card deliveries. To get information on your EastWest credit card delivery status, you may call their hotline at (02) 8888-1700.
You may also request that the bank disclose and provide your mobile number to the courier so you may be contacted when your card is out for delivery. Banks do not give your number unless you request it.
8. How to Deactivate Your EastWest Credit Card
Call EastWest customer service at (02) 8888-1700 and request deactivation. However, you have to make sure all outstanding balances are settled before filing a request.
9. How to Activate Your EastWest Credit Card
You can activate your EastWest credit card by sending the EWCC ACTIVATION <LastName>, <FirstName>, <MiddleName> <Last 4 digits of the card number> to 22565392.
Example: EWCC ACTIVATION Doe, Jane, Smith 1000
You can also call their hotline for assistance.
10. What are EastWest Credit Card Requirements
Basic Requirements
- Completely filled-out EastWest Credit Card Application Form
- Photocopy of one (1) valid ID with picture and signature
Proof of Income
If employed, submit any of the following:
- Latest BIR Form 2316/ITR
- Certificate of Employment stating breakdown of compensation
- Letter of Appointment/Personnel Action Memo
- Salary Adjustment Memo issued within the latest month
- Latest three (3) Months Payslip
- Latest Service Record for government employees
- Valid Credit Card Reference and Latest Month Statement of Account
If self-employed, submit any of the following:
- Latest BIR Form 1701/ITR
- Latest Audited Financial Statements (if applicable)
- Valid Credit Card Reference and Latest Month Statement of Account
If local resident foreigner, submit any of the following:
- Alien Certificate of Registration with Permanent Status
- Visa issued under Section 9d and 9g of immigration Act of 1940
- Special Investor’s Resident Visa (SIRV)
- Visa issued by Philippine Economic Zone Authority – 47(a)(2)
- Embassy Certification (for Diplomats and Embassy Personnel)
11. What are EastWest Credit Card Interest Rates
EastWest credit cards’ interest rate is 3% per month or 36% effective rate annually.
12. Which EastWest Credit Cards Have No Annual Fee for Life (NAFFL)
The EastWest Platinum Mastercard is the most popular option, offering lifetime fee waivers for principal and supplementary cardholders.
You can check other NAFFL cards using the filter feature in the Card Comparison Table above.
13. Which EastWest Credit Cards Come With Lounge Access
Get lounge access with the KrisFlyer Mastercard, JCB Platinum or Gold, Platinum Mastercard, and Priority Visa Infinite. Check terms for specific lounges and limits.
You can check other features using the filter in the Card Comparison Table above.
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